habji Terms and Conditions

1. Definitions and Interpretation

The words and phrases used in these terms and conditions carry specific meanings as defined below. In the event of any legal dispute or ambiguity, these definitions shall prevail.

• "habji" or "Platform" — The habjivip.cam website and all associated services, mobile applications, and software.
• "Member" or "User" — Any person who has registered with habji and is using the service.
• "Account" — A member's registered personal profile on habji.
• "Balance" — The amount of funds held in a member's account, which may include both bonus and cash amounts.
• "Bet" — The act of wagering money on any game or sports market on habji.
• "Bonus" — Any incentive funds or benefits offered by habji, provided subject to specific conditions.
• "Terms" — This complete document and any amendments made to it in the future.

The headings of any section in these terms are provided for ease of reading only — they may not be used to determine legal meaning.

2. Eligibility to Use the Service

Every member must meet the following conditions to use habji's services. If these conditions are not met, the platform may refuse to create or maintain an account.

2.1 Age Requirement

To open an account on habji and participate in any casino or betting activity, a member must be at least 21 years old. This platform is strictly prohibited for minors. Providing a false age at the time of registration will result in permanent closure of the account and the balance may be forfeited.

2.2 Personal Use

Each account is for the personal use of one individual only. It is not permitted to operate an account on behalf of a third party or any organisation.

2.3 One Account Per Person

The same person may not open more than one account. If multiple accounts are found under the same name, from the same device, or using the same payment method, they will be flagged as "duplicate accounts". In such cases, all accounts will be closed and all bonuses will be cancelled.

3. Account Registration

At the time of registration on habji, members must provide accurate and complete information. Incorrect or incomplete information may cause problems during account verification and withdrawals may be held.

3.1 Information Required at Registration

• Full real name (as per National ID card or passport)
• Correct date of birth (confirming age of 21+)
• Active mobile number (for OTP verification)
• Email address (for communication and account recovery)

3.2 Identity Verification (KYC)

habji reserves the right to verify a member's identity at any time. Members may be asked to submit a photo of a government-issued ID or other documents, particularly before a withdrawal. Withdrawals may be held until the KYC process is completed.

3.3 Updating Information

If any contact information changes after registration, the member must notify habji's support team immediately. The member is responsible for any communication issues arising from outdated information.

4. Account Security

Keeping an account secure is the member's own responsibility. It is essential to keep passwords and login details confidential.

4.1 Password Security

• Login details must never be shared with any third party.
• After logging in from a public device or shared network, you must log out.
• It is advisable to change your password regularly.
• If you suspect unauthorised access to your account, you must notify the habji support team immediately.

4.2 Liability for Unauthorised Access

If unauthorised access to an account occurs due to a member's negligence and any loss results from it, habji will not be liable for that loss. However, habji may temporarily suspend an account if suspicious activity is detected through its own security systems.

5. Deposits and Withdrawals

Specific methods and limits apply to depositing and withdrawing money at habji. Members must follow these guidelines.

5.1 Deposit Rules

• Minimum deposit amount: ৳200 (per method).
• Accepted deposit methods: bKash, Nagad, Rocket.
• Deposited funds must come only from an account registered in the member's own name. Deposits from third-party accounts are not accepted.
• The correct reference number must be used when making a deposit — providing incorrect details may cause delays in the deposit process.

5.2 Withdrawal Rules

• Minimum withdrawal amount: ৳500.
• Withdrawal methods: bKash, Nagad, Rocket.
• Withdrawals are generally completed within 30 minutes to 3 hours.
• Withdrawals can only be made to the mobile banking account from which the deposit was made.
• Large withdrawals may be held until KYC verification is completed.

5.3 Bonus Wagering Requirements

Bonus funds must meet the specified wagering requirements before withdrawal. For habji's welcome bonus, the bonus amount must be wagered 10 times — for example, depositing ৳1,000 gives ৳1,000 in bonus, and a total of ৳10,000 must be wagered before that bonus can be withdrawn.

6. Bonuses and Promotions

habji offers bonuses and promotional offers to members from time to time. Each offer has specific conditions and compliance is mandatory.

6.1 Welcome Bonus

New members will receive a 100% bonus on their first deposit, up to ৳20,000. This means if you deposit ৳40,200 or more for the first time, ৳20,000 in bonus will be added — giving a total balance of ৳60,200. A total of ৳2,00,000 must be wagered before this bonus can be withdrawn (bonus ৳20,000 × 10).

6.2 General Bonus Terms

• Each bonus has a set validity period; if wagering requirements are not met within that time, the bonus will be cancelled.
• Multiple bonuses cannot be active at the same time unless habji explicitly permits it.
• If a bonus is misused (for example, claiming the same offer through multiple accounts), habji may cancel the bonus and close the account.
• Eligibility for the VIP cashback programme is determined by the member's VIP level and weekly net loss amount.

For any questions about bonuses and promotions, visit the FAQ page — detailed answers are available there.

7. Betting Rules

The following rules always apply when placing bets on sports betting and casino games at habji.

7.1 Betting Limits

Minimum and maximum bet limits may be set for each game or market. These limits may change from time to time and the information displayed on the platform is final.

7.2 Cancelled or Void Bets

A bet will be considered void and the stake will be refunded in the following situations:

• If an event is cancelled or postponed indefinitely.
• If incorrect odds or incorrect information are displayed due to a technical error.
• If a member's account does not have sufficient balance at the time the bet is placed.

7.3 Result Determination

The result recorded in habji's system is final. In the event of any dispute, the decision of habji's technical team is binding. For sports events, the official result from the relevant governing body (such as the ICC or the BPL committee) shall apply.

8. Prohibited Activities

The following activities are strictly prohibited on the habji platform. Any violation of these prohibitions will result in immediate account closure and all balances may be forfeited.

• Placing bets using another person's account or under another person's identity.
• Using any software, bots, or automated methods to place bets.
• Exploiting platform vulnerabilities or technical errors.
• Using habji for the purpose of money laundering or processing illegal funds.
• Fraudulent or deceptive activities against other members.
• Rude or threatening behaviour towards habji staff.
• Creating multiple accounts to collect bonuses.

9. Limitation of Liability

habji is committed to providing the highest quality service through its platform. However, habji will not be liable in the following situations.

9.1 Technical Disruptions

habji will not be liable for compensation for service disruptions caused by internet connectivity issues, server maintenance, third-party payment gateway problems, or natural disasters.

9.2 Member's Own Decision

All gambling or betting decisions are entirely the member's own. habji does not guarantee the outcome of any game and makes no promise of winnings. habji is not liable for any financial losses.

We are always committed to responsible gaming. Read the Responsible Gaming Policy to protect yourself and your family.

10. Account Suspension and Closure

10.1 Suspension by habji

habji may temporarily or permanently suspend any member's account for the following reasons:

• Violation of any clause of these Terms and Conditions.
• Failure to complete KYC verification.
• Suspicious or fraudulent activity.
• Order from a court or law enforcement authority.

10.2 Account Closure by Member

Any member may close their account at any time by contacting habji via 24/7 live chat or email. It is advisable to withdraw your balance before closing the account — recovering a balance after closure may be complicated.

10.3 Voluntary Break

If a member wishes to take a break from playing, they may apply for a temporary or long-term self-exclusion. Contact the habji support team for more details.

11. Intellectual Property

All content on the habji platform — logos, designs, software, text, images, and code — is protected under the intellectual property rights of habji or its affiliated entities.

11.1 Unauthorised Use Prohibited

• habji's logos, brand name, or content may not be used without prior permission.
• Reverse engineering of habji's software or platform is prohibited.
• Creating any fake site or app using the habji name is a serious offence.

To learn more about habji, read the About Us page, which outlines the platform's goals and identity.

12. Changes to Terms and Contact

12.1 Right to Amend Terms

habji reserves the right to change, add to, or remove any part of these Terms and Conditions at any time. For significant changes, members will be notified by email or via a notice on the platform.

12.2 Consent After Changes

Continued use of the platform after updated terms are published will be taken as the member's agreement to the new terms. If a member objects to any change, they must close their account.

12.3 Language of Communication

You may contact habji in both Bengali and English. 24/7 live chat and email support are available.

12.4 Dispute Resolution

If a dispute arises between habji and a member, an attempt will first be made to resolve it through direct discussion. In any dispute regarding the interpretation or application of these Terms and Conditions, habji's decision will be considered final.